Skynite · Android & iOS

A Walnut alternative built around not holding your data

Name: Mona
Price: 999 INR
Author: Skynite

Same idea — automatic expense tracking from the transaction alerts already on your phone. Different architecture: nothing leaves the device unless you connect your own Drive.

Get Mona on Android Free trial first. ₹999 once — no subscription.

Why you can believe the privacy claim

Not a policy promise — a consequence of how the app is built.

No backend serverThere is no copy of your data for anyone to hand over, sell, or lose.
drive.file scope onlyGoogle permits Mona to touch only files it created. The rest of your Drive is invisible to it.
No analytics SDKsThe app ships with no trackers and no ad libraries.
Works fully offlineSync is optional. The app never needs a network to function.

What is actually different

The category of SMS-reading expense trackers in India is well established. The distinguishing question is where the parsed data ends up.

Mona parses on-device and stores on-device. There is no account to create, no server-side profile, and the only cloud involved is the Google Drive you already control. That also means no data to be sold, shared or lost, and no service that can be shut down and take your records with it.

See it on Google Play No account needed to start.

Where Mona goes further

Documents too

An encrypted vault for passports, policies and warranties alongside the expense ledger.

Family, not just personal

A shared household budget where only expenses you mark as shared are visible to others.

One-time price

₹999 once rather than an ongoing subscription.

Start the free trial Works fully offline. Nothing uploaded.

Where it does not

Being honest about the trade: an app with no server cannot offer web access to your ledger, cross-device real-time sync without Drive, or automatic bank-feed reconciliation. If those matter more to you than data locality, a server-backed tracker is the better fit.

Install Mona — ₹999 once One payment. No renewals.

Common questions

Can I import my existing data?

You can import statements as PDF, CSV or XLSX, which covers most migrations. There is no direct importer for another app's export format.

Does Mona show ads?

No. There are no ads and no analytics SDKs in the app.

Is it available on iOS?

The vault, expenses, statements and receipt scanning work on iOS. Automatic SMS reading is Android-only, because iOS provides no API for it.

Nothing to lose by trying it

Free trial before you payUse the whole app first. The trial starts at first launch, not at sign-up.

Export is never blockedYour records stay exportable — during the trial, after it ends, and after you pay.

No account to createInstall and start. Google sign-in is optional and only enables Drive backup.

Refunds through Google PlayStandard Play refund policy applies, and support will help either way.

Your money and documents, on your device only

Free trial, then ₹999 once. No subscription.